- What online learning means to the microbusiness field
- Why is it important for your organization to go online
- How you can use online learning to empower your clients
- How does the role of a training organization change
- New tools for delivering business training (and how they differ from traditional training)
About the Presenters
Joy Taylor has more than 20 years of experience as an entrepreneur, trainer and adjunct faculty at COS. Through consultations, training and executive coaching, her goal is to help WBC clients create robust, prosperous businesses. She teaches the It’s Your Businessentrepreneurial development class, manages the webinar and program schedule and designs and facilitates the advanced business development Programs. The WBC at JEDI inspires her because of the passion and commitment of the clients who are following their visions, and offering solutions through business.
Ravel Holland has a passion for teaching and helping small businesses succeed. He got his start working on alternative lending resources for business owners at NerdWallet. He was excited to begin work with BusinessBlocks to help bring an MBA skillset to Mainstreet America through digital tools and lessons.
Global Cash Flow Analysis is a critical part of small business lending underwriting that takes a holistic view of the business owner’s entire cash situation – because looking at the business alone does not provide the whole story, specially of microbusinesses.
Whether you’re a microlender or business assistance provider – help your clients get the best loan they can by understanding their financial situation.
We will review steps to determine whether there is sufficient excess cash to cover a new loan payment, by looking at business and personal cash. We will provide you with an Excel spreadsheet to help with the calculations. And we will provide a few cash management tips that you can pass onto your business clients.
CAMEO teaches Global Cash Flow Analysis in depth in its Microlending Essentials course, which will be offered in Los Angeles, Feb 20-21, so mark your calendars. It’s important that cash flow decisions are universally applied throughout your organization to ensure consistency in underwriting and to support portfolio performance. So invite the whole team to join this webinar and sign up for Microlending Essentials.
About the Presenter
Susan Brown is a Business & Community Development Specialist with a specific focus on Business Finance and Rural Microenterprise. CAMEO engaged Susan to implement our Rural Initiative in 2008 and is now managing our partnerships with Kiva and LiftFund’s MMS platform. Through her consulting service Susan provides strategic planning, facilitation, program development and grant writing services to non-profit organizations and government agencies as well as consulting services to small business owners.
- Fees = zero for employers to offer CalSavers.
- Employers will have no fiduciary liability.
- CalSavers will be administratively easy for employers to facilitate.
About the Presenters
Jonathan Herrera is the Outreach Coordinator for the CalSavers Retirement Savings Program, the state’s pioneering retirement savings program which will provide a path to retirement security for the seven million Californians who currently lack access to a retirement savings vehicle at work. Jonathan has 17 years of experience working in both personal and government finance. Prior to joining the CalSavers team, he spent 3 years at the State Treasurer’s Office helping California’s local agencies invest their idle funds in the Local Agency Investment Fund (LAIF), and 13 years at Citibank where he assisted with the organization’s business development and outreach strategies, and worked with a team of advisors to provide wealth management services and solutions for individuals, families, and businesses. Jonathan has a BA in Government from California State University, Sacramento.
Mark Herbert directs Small Business Majority’s operations throughout California. As California Director, he works with the state outreach team to build relationships with business organizations and small business owners. He also directs Small Business Majority’s policy work by representing the voice of small business owners among policymakers in Sacramento. Previously, Mark served as the organization’s Project Manager and Outreach Manager in California where he developed strong relationships with small business owners and business organizations across the state. Prior to joining the organization, he worked for state and federal lawmakers where he directed business operations and built relationships with small business owners and key stakeholders as they pertained to public policy issues.
How does your organization support entrepreneurship among military families?
CAMEO’s WOVEN program—Women Veteran Entrepreneurship Network—offers year-round community events to foster new businesses. Veterans Day is an excellent time to promote your business development classes and special programs for veterans, military spouses and caregivers.
Join us for tips on how to engage more military-connected business owners in time for Veterans Day and Veteran’s Small Business Week (November 5-9).
Hint: many people who served in the military do not identify as “veterans”—find out what to ask instead!
About the Presenters
Melanie Rae’s mission is to inspire disadvantaged heads of households to seek economic independence through entrepreneurship. She developed the GUIDED Business Plan™ entrepreneur education platform to provide “instructions to build a better business.” Her award-winning books and classroom training materials have become the cornerstone of some of the largest business development centers in the U.S. In reverence to her grandfather, uncle and cousin who were honored for their decades of military service, she is cultivating communities of military-connected entrepreneurs. She leads CAMEO’s WOVEN program that includes WOVEN Meetups for Military Women Entrepreneurs, WOVEN Connect, WOVEN Instant Income workshop and WOVEN Online Q&A for Start-Ups (wovenmeetup.com).
Melissa A. Washington, a Navy Veteran is the President and Founder of Women Veterans Alliance. She is a disabled veteran small business owner, speaker, author, and award winner who is passionate about connecting women veterans across the nation. Melissa proudly served in the Navy and rather than shoulder the burden of a dual-service family, she decided to leave the military early to pursue a career while her husband spent 21 years on active duty in the United State Marine Corps. She earned her bachelor’s degree in business management and transitioned into a successful career in recruiting and human resources for more than 10 years working for both boutique agencies and global Fortune 500 companies.
Mike McGrane is the NorCal Lending Director of Veteran Launch, based in the Sacramento area. His duties are mainly as a Business Development Officer and Underwriter. Mike works with small business owners or their spouse who are U. S. Veterans to help choose the best type of financing for their growing business. He has extensive experience understanding comprehensive business goals and solutions needed to assist in business lending. Mike has earned the trust and respect of his clients over his 28-year career in the banking and credit industry. His wealth of knowledge allows him to provide the superb personal service and financial perspective to veterans.
The fires raging up and down the state have proved devastating to many communities and has forced evacuations. Our thoughts go out to our colleagues in Redding and Mendocino.
After last year’s fire season and the start of this year’s, we’re living in a new normal. Fires and other disasters (earthquakes, floods, etc.) have a profound effect on local businesses. After reaching out to those affected, they are looking for contacts to agencies/organizations who might provide resources such as microloans to businesses.
Don’t wait until it’s too late, prepare now. To help you do that we’re gathering a panel of disaster program experts and CAMEO members that have had to respond to “Declared Disasters” on how to deliver the appropriate services.
About the Presenters
Elizabeth Mattiuzzi is a Senior Researcher in Community Development at the Federal Reserve Bank of San Francisco. Her research focuses on regional transportation and housing governance, equity, and economic opportunity. She previously led the Planning Sustainable Regions research initiative and contributed to the Planning for Jobs project at the Center for Community Innovation at the University of California, Berkeley. Elizabeth completed her Ph.D. in City and Regional Planning at UC Berkeley.
Each borrower has a unique story and understanding their story is one of the reasons Ryan enjoys his job. As the son of small business owners, Ryan Richardson understands the importance and role of small businesses in the community. He is grateful for being able to have a job blending helping others with his interest in business. Ryan takes a tremendous amount of pride driving around town seeing businesses he helped finance. For over a decade Ryan has been promoting, underwriting and servicing loans for SCED’s economic development lending programs. He has MBA, is a certified Economic Development Finance Professional, and a graduate of Leadership Redding.
Leah Abate is a solutions and mission-driven program manager with over 11 years experience in the entrepreneurial sector. As Program Manager and Women’s Business Center Director for non-profit Women’s Economic Ventures (WEV), she led and developed teams in delivering impactful programming for women entrepreneurs. Following the Thomas Fire and 1/9 Debris Flow in Santa Barbara and Ventura Counties, she served as project manager for WEV’s disaster recovery efforts. Leah holds a Bachelor’s Degree from the University of California, Santa Barbara, and currently resides in Sacramento.
- Sharon Miller, CEO of Renaissance Entrepreneurship Center, will illustrate the benefits that her organization has received from an emphasis on good data collection.
- Kate Shepherd, also from Renaissance, will explain how to incorporate data collection into your daily client support.
- Joyce Klein from FIELD at the Aspen Institute discusses what to do with that data when you’ve got it, and how your organization’s data can help make the case for the sector as a whole.
About the Presenters
Sharon Miller has served as the CEO of Renaissance for 18 years. Under her leadership, Renaissance grew from one center in San Francisco to four Centers throughout the Bay Area (including Bayview Hunters Point, East Palo Alto, and Richmond) and became the US SBA San Francisco Women’s Business Center. She has received numerous awards including the SBA Women’s Business Advocate of the Year.
Kate Shepherd has extensive experience managing nonprofit program data and data systems. As the Data and Evaluation Coordinator, she is currently responsible for client data collection and reporting at Renaissance Entrepreneurship Center in San Francisco, California. She previously worked with Habitat for Humanity Greater San Francisco where she compiled and streamlined data on volunteers, as well as managed a transition to a new database.
Joyce Klein is Director of FIELD at the Aspen Institute, which advances business ownership as an economic opportunity strategy. Ms. Klein assumed the leadership of FIELD in 2012, after working as a senior consultant since the program’s inception in 1998. She is recognized as a leading expert on the field, speaking at national and regional industry conferences and being quoted in a variety of news media. Under Ms. Klein’s leadership FIELD has launched the Microfinance Impact Collaborative, helped to create the Small Business Borrowers’ Bill of Rights and the Responsible Business Lending Coalition, and launched new research into the role of platforms and networks in expanding the scale and impact of the US microenterprise field. FIELD has also expanded its work in examining the potential role of business ownership and the microenterprise field in addressing the challenges of financial inclusion, the racial wealth gap, and career development for youth.
About the Presenters
With so much going on in Washington and Sacramento, we have gathered our policy friends to keep you informed of all the excitement.
- Ann Sullivan, our woman in DC, will be giving you an update on the political landscape of Washington and what we can expect from the FY2019 budget and the upcoming election season.
- You’ll hear an update and be able to ask a few questions on the historic state investment in small business development from Toni Symonds, Staff Consultant on Assembly Committee the Jobs, Economic Development and the Economy and Jesse Torres, Deputy Director, Small Business and Innovation, California Governor’s Office of Business and Economic Development (GO-Biz)
- Other good things are happening in the state – find out what they are.
Intro to Quickbooks Self-Employed
- Who is QuickBooks Self-Employed for and who is it not for? What type of Self-Employed is the BEST fit for this product?
- What does QuickBooks Self-Employed do and what doesn’t it do?
- How do you get clients/your freelancers to start using it?
- What are some tools/features to help you work with your clients?
- When might it make sense to transition to a new platform/upgrade and how easy is that?
About the Presenter
Mariette F. Martinez is a Small Business Financial Advisor & Retirement Income Strategist with a deep passion to help Entrepreneurs succeed. Her services cover professional software training, consulting on small business accounting technology & workflows and strategic financial & retirement planning. She loves contributing to her Solopreneur community, especially MommyPreneurs like herself, and is well known for delivering helpful small business insights in fun and engaging ways. She stays heavily engaged with her online community by embracing social media, live video streaming, “In Real Life” networking events and by contributing to the FaceBook group Latino Small Business Owners. She has been an advocate for the QuickBooks Self-Employed solution since its first launch in October 2014 and has been a QuickBooks ProAdvisor for over 10 years.